Bank of Nova Scotia®

Scotia Momentum No-Fee VISA

Rewards:

• 1% cash back1 On all eligible gas station, grocery store, drug store purchases and recurring payments.

• 0.5% cash back2 On all other eligible purchases.

• $0 annual fee

No-Fee Scotiabank Value VISA

Rewards:

• Save hundreds of dollars a year

• Pay down balances faster

• Simplify your monthly payments

No-Fee ScotiaGold VISA

Rewards:

• Essential travel benefits with no annual fee

• $0 annual fee

• Commission-free travellers cheques

Scene VISA

Rewards:

• Earn 1 SCENE point for every $1 you spend on credit card purchases1

• Earn 5 SCENE points for every $1 you spend on SCENE VISA purchases at participating Cineplex Entertainment theatres or online at cineplex.com

• Get 2,000 bonus points -- that's 2 FREE movies -- with your first SCENE credit card purchase

• Redeem for free movies, music & other entertainment rewards starting at just 1,000 points!

• NEW – earn 1 point for every $1 you spend at Sport Chek and redeem 1,000 SCENE points for $10 off your Sport Chek purchase when you show your SCENE membership card in store

Scotiabank Rewards VISA

Rewards:

• Earn travel rewards:One Scotia Rewards® point for every $2 spent on everyday purchases

• Full Service Travel Agency:Book online or call to make all your travel plans

• Flexible Point Redemption:Purchase travel on your card from any travel provider, then call or go online to redeem your points for the travel purchase

• Travel benefits:Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages

• Merchandise and other rewards:Redeem points for Scotia Investment or Credit dollars, gift cards and merchandise